TY  - JOUR
AU  - Čudan, Aleksandar
AU  - Nikolić, Đurica
AU  - Kekić, Dalibor
PY  - 2020
UR  - http://jakov.kpu.edu.rs/handle/123456789/1216
AB  - Digitalization in all spheres of social life, widespread
distribution and numerouspossibilities of smart phones as well as
increasing amounts and scope of electronic contents and services lead
to the emergence of new expectations and new requirements of banks,
buyers and sellers, which refer to contemporary architecture of
payment card operations. Payments make integral part of business
operations regardless of whether we talk about traditional or on-line
business operations, and this is why it is necessary to find the best
manner to pay for goods or services using new technological and
communications solutions. The subject of research in this paper is the
analysis of characteristics of contemporary risks, development factors,
economic effects and distribution of payment cards within the system of
e-money, e-payment and e-banking, with a view to indicating the
possible positive economic consequences and necessity to innovate and
complete legal regulations in this area.
The paper uses both general and specific scientific methods and
procedures of logical conclusion, statistical, as well as positivist legal method. The manner of research includes the selection and application
of scientific methods, the selection of data and the scope of research.
AB  - Digitalizacija u svim sferama društvenog života,
velika rasprostranjenost i mogućnosti „pametnih“ telefona i sve veća
zastupljenost elektronskih sadržaja, usluga, dovodi do pojave novih
oĉekivanja i novih zahteva banaka, kupaca i prodavaca, koji se odnose
na savremenu arhitekturu poslovanja sa platnim karticama. Plaćanja
su sastavni deo poslovnih operacija, bez obzira da li se radi o
tradicionalnom ili onlajn poslovanju, te je iz tih razloga neophodno
pronaći najbolji naĉin da se plati za dobra ili uslugu uz korišćenje
novih tehnoloških i komunikacionih rešenja.
Predmet istraživanja u radu je analiza karakteristika
savremenih rizika, faktora razvoja, ekonomskih efekata i zastupljenosti
platnih kartica u sistemu elektronskog novca, plaćanja i elektronskog
bankarstva, sa ciljem da ukažemo na moguće pozitivne ekonomske
posledice i neophodnost inoviranja i upotpunjavanja zakonske
regulative u ovoj oblasti.
U radu su korišćene opšte kao i posebne nauĉne metode i postupci
logiĉnog zakljuĉivanja, statistiĉki, kao i pozitivistiĉki pravni metod.
Naĉin istraživanja sadrži: izbor i primenu nauĉnih metoda, izbor
podataka i obuhvat istraživanja.
PB  - Београд : Министарство унутрашњих послова Републике Србије
T2  - Безбедност
T1  - New Architecture and Risks in Payment Card Operations
T1  - Nova arhitektura i rizici u poslovanju sa platnim karticama
VL  - 62
IS  - 1
SP  - 121
EP  - 137
DO  - 10.5937/bezbednost2001121C
ER  - 

@article{
author = "Čudan, Aleksandar and Nikolić, Đurica and Kekić, Dalibor",
year = "2020",
abstract = "Digitalization in all spheres of social life, widespread
distribution and numerouspossibilities of smart phones as well as
increasing amounts and scope of electronic contents and services lead
to the emergence of new expectations and new requirements of banks,
buyers and sellers, which refer to contemporary architecture of
payment card operations. Payments make integral part of business
operations regardless of whether we talk about traditional or on-line
business operations, and this is why it is necessary to find the best
manner to pay for goods or services using new technological and
communications solutions. The subject of research in this paper is the
analysis of characteristics of contemporary risks, development factors,
economic effects and distribution of payment cards within the system of
e-money, e-payment and e-banking, with a view to indicating the
possible positive economic consequences and necessity to innovate and
complete legal regulations in this area.
The paper uses both general and specific scientific methods and
procedures of logical conclusion, statistical, as well as positivist legal method. The manner of research includes the selection and application
of scientific methods, the selection of data and the scope of research., Digitalizacija u svim sferama društvenog života,
velika rasprostranjenost i mogućnosti „pametnih“ telefona i sve veća
zastupljenost elektronskih sadržaja, usluga, dovodi do pojave novih
oĉekivanja i novih zahteva banaka, kupaca i prodavaca, koji se odnose
na savremenu arhitekturu poslovanja sa platnim karticama. Plaćanja
su sastavni deo poslovnih operacija, bez obzira da li se radi o
tradicionalnom ili onlajn poslovanju, te je iz tih razloga neophodno
pronaći najbolji naĉin da se plati za dobra ili uslugu uz korišćenje
novih tehnoloških i komunikacionih rešenja.
Predmet istraživanja u radu je analiza karakteristika
savremenih rizika, faktora razvoja, ekonomskih efekata i zastupljenosti
platnih kartica u sistemu elektronskog novca, plaćanja i elektronskog
bankarstva, sa ciljem da ukažemo na moguće pozitivne ekonomske
posledice i neophodnost inoviranja i upotpunjavanja zakonske
regulative u ovoj oblasti.
U radu su korišćene opšte kao i posebne nauĉne metode i postupci
logiĉnog zakljuĉivanja, statistiĉki, kao i pozitivistiĉki pravni metod.
Naĉin istraživanja sadrži: izbor i primenu nauĉnih metoda, izbor
podataka i obuhvat istraživanja.",
publisher = "Београд : Министарство унутрашњих послова Републике Србије",
journal = "Безбедност",
title = "New Architecture and Risks in Payment Card Operations, Nova arhitektura i rizici u poslovanju sa platnim karticama",
volume = "62",
number = "1",
pages = "121-137",
doi = "10.5937/bezbednost2001121C"
}

Čudan, A., Nikolić, Đ.,& Kekić, D.. (2020). New Architecture and Risks in Payment Card Operations. in Безбедност
Београд : Министарство унутрашњих послова Републике Србије., 62(1), 121-137.
https://doi.org/10.5937/bezbednost2001121C

Čudan A, Nikolić Đ, Kekić D. New Architecture and Risks in Payment Card Operations. in Безбедност. 2020;62(1):121-137.
doi:10.5937/bezbednost2001121C .

Čudan, Aleksandar, Nikolić, Đurica, Kekić, Dalibor, "New Architecture and Risks in Payment Card Operations" in Безбедност, 62, no. 1 (2020):121-137,
https://doi.org/10.5937/bezbednost2001121C . .

TY  - JOUR
AU  - Nikolić, Đurica
AU  - Čudan, Aleksandar
AU  - Đorđević, Bojan
PY  - 2016
UR  - http://jakov.kpu.edu.rs/handle/123456789/674
AB  - Informal economy or grey economy is one of the possible problems which economy faces and if it is not suppressed or reduced to an acceptable level our country cannot expect any serious economic development. Taking into account such a point of view, it could be concluded that the fight against this kind of criminal economy is directly related to the problem of measures, instruments, and institutions competent for the fight against shadow economy. Grey economy is a problem that heavily burdens underdeveloped countries. Due to the reduction of its annual budget revenues by one-third, the Republic of Serbia is fighting the grey economy to a great extent. The Republic of Serbia's customs service itself can cause the grey economy, facilitating irregular import and export of goods, trafficking, arms/ammunition/drugs smuggling, etc. Customs activities can help in the prevention and control of import-export irregularities, but this can only be done with the participation of other government officials. The cooperation between the customs service and other government bodies such as the Ministry of Internal Affairs and Internal Revenue Service may significantly affect the reduction of grey economy, the increase of funds' flow in the budget and the reduction of unemployment. Scientific and domestic literature in the field of economic destructions and customs services is rather scarce, and it is with good reason suggested that scientific and expert studies of this problem both in our country and in the world are too rare in comparison with the significance of the problem. We are quite sure that the reading of the results we have presented and analysed in this scientific paper will also detect the obstacles resulting from them, which could ultimately lead to the comprehensive state strategy in the fight against grey economy and its transformation into legal flows, where the customs service would surely find its place. Without an intention for this paper to be the paper carrying an old seal of some ancient times, the basic motive is to transform this problem into contemporary flows and to offer as complete information as possible to both laymen and experts on the role of the customs service in the field of the fight against grey economy together with the prominent note of interdisciplinary character.
AB  - Siva ekonomija je problem koji u velikoj meri opterećuje nerazvijene države. Republika Srbija ulaže napore da bi se obuzdala siva ekonomija koja joj godišnje umanjuje budžetski prihod za jednu trećinu. Neefikasan rad carinskih organa kroz omogućavanje neregularnog uvoza i izvoza robe, kao i šverca robe, može biti uzročnik sive ekonomije. Uprava carina Ministarstva finansija Republike Srbije svojim aktivnostima može u velikoj meri da spreči i suzbije protivpravno ponašanje i druge oblike neformalne ekonomije, što je definisano Poslovnom strategijom Uprave carina 2011-2015. godine. U cilju efikasne zaštite građana i privrede od nezakonite i ilegalne trgovine i svih oblika prekograničnog kriminala u međunarodnom prometu robe, Uprava carina mora sarađivati sa drugim organima državne uprave i državnim organima. Od posebnog je značaja saradnja carinskih organa, Ministarstva unutrašnjih poslova i Poreske uprave, koja utiče na smanjenje sive ekonomije, povećanje priliva sredstava u budžet i smanjenje nezaposlenosti. Primarni cilj rada se odnosi na dublju analizu ukorenjenosti neformalne ekonomije u savremeno ekonomsko tkivo i preispitivanje uloge carinskih organa Republike Srbije. Tokom istraživačkog procesa primenjivale su se savremene metode istraživanja, modifikovane za potrebe predmetnog problema. Najviše su korišćeni komparativni, deskriptivni i normativno-pravni metod.
PB  - Kriminalističko- policijska akademija, Beograd
T2  - Nauka, bezbednost, policija
T1  - Customs service in the function of the fight against shadow economy
T1  - Carinski organi u funkciji suzbijanja sive ekonomije
VL  - 21
IS  - 2
SP  - 159
EP  - 180
DO  - 10.5937/nbp1602159N
ER  - 

@article{
author = "Nikolić, Đurica and Čudan, Aleksandar and Đorđević, Bojan",
year = "2016",
abstract = "Informal economy or grey economy is one of the possible problems which economy faces and if it is not suppressed or reduced to an acceptable level our country cannot expect any serious economic development. Taking into account such a point of view, it could be concluded that the fight against this kind of criminal economy is directly related to the problem of measures, instruments, and institutions competent for the fight against shadow economy. Grey economy is a problem that heavily burdens underdeveloped countries. Due to the reduction of its annual budget revenues by one-third, the Republic of Serbia is fighting the grey economy to a great extent. The Republic of Serbia's customs service itself can cause the grey economy, facilitating irregular import and export of goods, trafficking, arms/ammunition/drugs smuggling, etc. Customs activities can help in the prevention and control of import-export irregularities, but this can only be done with the participation of other government officials. The cooperation between the customs service and other government bodies such as the Ministry of Internal Affairs and Internal Revenue Service may significantly affect the reduction of grey economy, the increase of funds' flow in the budget and the reduction of unemployment. Scientific and domestic literature in the field of economic destructions and customs services is rather scarce, and it is with good reason suggested that scientific and expert studies of this problem both in our country and in the world are too rare in comparison with the significance of the problem. We are quite sure that the reading of the results we have presented and analysed in this scientific paper will also detect the obstacles resulting from them, which could ultimately lead to the comprehensive state strategy in the fight against grey economy and its transformation into legal flows, where the customs service would surely find its place. Without an intention for this paper to be the paper carrying an old seal of some ancient times, the basic motive is to transform this problem into contemporary flows and to offer as complete information as possible to both laymen and experts on the role of the customs service in the field of the fight against grey economy together with the prominent note of interdisciplinary character., Siva ekonomija je problem koji u velikoj meri opterećuje nerazvijene države. Republika Srbija ulaže napore da bi se obuzdala siva ekonomija koja joj godišnje umanjuje budžetski prihod za jednu trećinu. Neefikasan rad carinskih organa kroz omogućavanje neregularnog uvoza i izvoza robe, kao i šverca robe, može biti uzročnik sive ekonomije. Uprava carina Ministarstva finansija Republike Srbije svojim aktivnostima može u velikoj meri da spreči i suzbije protivpravno ponašanje i druge oblike neformalne ekonomije, što je definisano Poslovnom strategijom Uprave carina 2011-2015. godine. U cilju efikasne zaštite građana i privrede od nezakonite i ilegalne trgovine i svih oblika prekograničnog kriminala u međunarodnom prometu robe, Uprava carina mora sarađivati sa drugim organima državne uprave i državnim organima. Od posebnog je značaja saradnja carinskih organa, Ministarstva unutrašnjih poslova i Poreske uprave, koja utiče na smanjenje sive ekonomije, povećanje priliva sredstava u budžet i smanjenje nezaposlenosti. Primarni cilj rada se odnosi na dublju analizu ukorenjenosti neformalne ekonomije u savremeno ekonomsko tkivo i preispitivanje uloge carinskih organa Republike Srbije. Tokom istraživačkog procesa primenjivale su se savremene metode istraživanja, modifikovane za potrebe predmetnog problema. Najviše su korišćeni komparativni, deskriptivni i normativno-pravni metod.",
publisher = "Kriminalističko- policijska akademija, Beograd",
journal = "Nauka, bezbednost, policija",
title = "Customs service in the function of the fight against shadow economy, Carinski organi u funkciji suzbijanja sive ekonomije",
volume = "21",
number = "2",
pages = "159-180",
doi = "10.5937/nbp1602159N"
}

Nikolić, Đ., Čudan, A.,& Đorđević, B.. (2016). Customs service in the function of the fight against shadow economy. in Nauka, bezbednost, policija
Kriminalističko- policijska akademija, Beograd., 21(2), 159-180.
https://doi.org/10.5937/nbp1602159N

Nikolić Đ, Čudan A, Đorđević B. Customs service in the function of the fight against shadow economy. in Nauka, bezbednost, policija. 2016;21(2):159-180.
doi:10.5937/nbp1602159N .

Nikolić, Đurica, Čudan, Aleksandar, Đorđević, Bojan, "Customs service in the function of the fight against shadow economy" in Nauka, bezbednost, policija, 21, no. 2 (2016):159-180,
https://doi.org/10.5937/nbp1602159N . .